其他人则说这些贷款应该收取惩罚性利率，以阻止这些银行有事就到中央银行作揖。
Others argue that the loans should have been at punitive rates, to deter Banks from coming to the central bank cap in hand.
给亲戚拜年，出门之后就作揖、问安，说点吉祥话，恭喜过年呐，恭喜发财呀，说点吉祥话，预示着第二年有个好的，这就是新一年来了以后有好运。
To drop a Spring Festival visit is to give your New Year greetings when you are out. Have a luck talk.
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