在美国，尽管成功人士会获得巨额回报，但人们同样相信作恶者将受到惩罚。
And while there are huge rewards for the successful in the US, there is a belief that malefactors will be punished.
所以，他们转而越加依赖迁怒突出的作恶者，希望借此以儆效尤、威慑其他网络公司。
So instead they are relying more on scapegoating prominent wrongdoers in the hope that this will deter others.
在借贷狂欢中最作恶者往往是那些针对特定人群花言巧语拉顾客的相对较小创业机构。
Actually, the worst offenders in the lending spree tended to be relatively small start-ups that attracted customers by playing to a specific community.
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