他们越来越低首付，低利率。

They were getting low down payments, low interest rates.

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他会为大约15%的初次购房者提供比较低首付的住房贷款。

It will continue to provide somewhere around 15% of new home buyers lower down payment mortgages.

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引进新的抵押贷款产品以此来增加低首付贷款对银行的吸引力。

New mortgage products could also be adopted that make lower down payment mortgages more attractive to banks.

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