有一堆专家认为内容是唯一重要的东西，但我个人认为他们是在扯淡。
A lot of experts say that the content is the only thing that matters, but I personally think that's garbage.
但我个人认为，掌握这些技巧还是很有用的，它能让你拥有更多的选择。
Personally though, I find it a useful skill to have because it opens up your options.
市场上现在有许多优秀的软件能帮你建立预算，但我个人认为没有必要用。
Now, there's plenty of fancy software out there for setting up budgets, but I don't think they're necessary.
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