你不能告诉几十万的美国人他们即使在没有现钱支付的情况下也能实现他们的美国梦——买房子，他们可以免去前两年的利息，但是，最终这些问题还是会找上门来。

You cannot tell tens of thousands of people that they can have the American dream - a home, for no money down and nothing to pay for two years - without that eventually catching up to you.

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