她每天要花5美元左右的车费，这是她生活工作的那个地区的日平均收入。 但在3个代理店，她每个月从M-PESA交易中可以拿到大约1000美元的回扣。
She spends around $5 a day on bus fares, a typical daily wage in her part of the world, but she earns around $1,000 a month in commission from the M-PESA transactions in her three shops.
她的日常工作就是搭乘班车往返于代理店和当地中介机构的办公司，换取现金和e-float，然后送到最需要的地方去。
She spends her days shuttling between her three stores and the office of her local intermediary, transferring cash and e-float to where they are needed most.
论文的作者以代理商Gaudencia作为一个案例【注4】。这位女士在西肯尼亚拥有3个代理店，每个代理店之间有30分钟的车程。
The paper's authors give the example of Gaudencia, a woman who owns three shops in western Kenya, each about 30 minutes by bus from the others.
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