保险代位求偿原则是从补偿原则中派生出来的,只适用于财产保险。在财产保险中,保险事故的发生是由第三者造成并负有赔偿责任,则被保险人既可以根据法律的有关规定向第三者要求赔偿损失,也可以根据保险合同要求保险人支付赔款。如果被保险人首先要求保险人给予赔偿,则保险人在支付赔款以后,保险人有权在保险赔偿的范围内向第三者追偿,而被保险人应把向第三者要求赔偿的权利转让给保险人,并协助向第三者要求赔偿。反之,如果被保险人首先向第三者请求赔偿并获得损失赔偿,被保险人就不能再向保险人索赔。
代位原则包括物权代位和债权代位。
The former consists subrogation of real right and of obligee's right.
保险代位权制度是民法代位权制度和保险填补损害原则相结合的产物,是保险法的核心内容之一。
The institution of insurance subrogation is the combination of the subrogation in Civil Law and the doctrine of indemnity in insurance, and is one of the main contents in insurance Law.
具体应采取以下措施:股东和董事会遵循诚信原则,实行积累投票制,股东行使代位诉讼权等。
Measures as follow ought to be taken: shareholders and directors' abiding the Principle of honesty and credit, taking accumulated vote system, shareholders' taking the subrogate right of action.
应用推荐