除工商企业外，那些拥有自己的房产、稳定的职业，并且有着迅速付款记录的个人也可以获得无抵押贷款。
Besides business firms, many individuals who own their own homes, have steady jobs, and have records of prompt payment also can borrow on an unsecured basis.
现金管理可做到使企业资金迅速回收、付款更为便捷，这样可降低企业资金的在途时间。
Cash management services help business collect their receivables faster, and to make their payments more efficiently. Faster collections reduce the firm's float.
预付款和银行的其他资产不一样，不能够那么方便、那么迅速地变现。
Advances cannot be so conveniently and quickly turned into cash as most of a bank's other assets.
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