他们说，我再还五年的抵押贷款，就会成为一个更有可能申请到商业贷款的候选人。

They said that after five more years of paying my mortgage, then I will become a more viable candidate for a business loan.

youdao

毕竟，如果他们托欠了贷款，银行就会以更高的价格收回房子。

After all, if they defaulted on their loans, the Banks would repossess the house at a higher value.

youdao

一些人还对西班牙的制度称赞有加，它要求银行在景气良好的时期为损失提存额外的储备，这样当贷款变糟的时候，他们的利润以及自有资本的损失就会减少。

Some admire Spain’s system, which requires banks to make extra provision for losses in good times, so that when loans turn sour their profits and thus capital fall by less.

youdao

It's going to be cancelled next year. I won't get my money back.' Loans must be made even if the debt will be cancelled, for the simple reason that the problem of poverty is a terrible and persistent problem.

因为在来年贷款会被解除，他们就收不回自己的钱了,即使是债务会被免除，人们也必须给人借贷，这仅仅,是因为贫困是一个长久存在的可怕问题。

耶鲁公开课 - 旧约导论课程节选