价值过百万美元住宅的买主能得到由CMHC担保的债务违约保险以及首付仅付5%的优惠待遇。
Buyers of homes worth more than 1m Dollar have been able to get mortgage-default insurance from CMHC with a downpayment of only 5%.
“负分期付款”抵押借款甚至可允许人们每月仅付部分利息，并将剩余部分加到贷款本金中，增加的是其贷款额，并不是存款额。
"Negative amortisation" (neg-am) mortgages even let people pay only part of their interest each month and to add the rest to the principal, increasing their debt, not their savings.
保险人对于委付的接受可以明示，也可以以行动默示。保险人在收到委付通知后仅保持沉默，不构成对委付的接受。
The acceptance of abandonment may be either express or implied from the conduct of the insurer, the mere silence of the insurer after notice is not an acceptance.
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