一个很大的问题是，由于房价增长而大大增加了这个国家消费者的债务负担，可是当房价下降百分之十以上时会产生什么样的影响。
The bigger question is what effect double-digit house-price declines would have in a country where consumer debts have soared on the back of housing wealth.
在什么样的场域中融合？则是问题之关键。
How and where to integrate for them is the key of this issue?
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