当孩子们年幼时，需要依靠家庭满足财务需求，而收入不高的家庭很难购买足够的人寿保险来保护母亲和孩子。
When the children are young and depend upon the family for financial needs, families with modest incomes have difficulty providing enough life insurance to protect the mother and the children.
还应该注重的是，人寿保险的产品是多种多样的，适合不同收入层次的人购买。
Returning what should notice is, life - insurance product is varied, the person that fits different income administrative levels is bought.
高额人寿保险不会带来让人惊喜的收入，但有钱的中国人有理由现在就开始喜欢它们。
While jumbo insurance policies won't offer exciting returns, richer Chinese have unique reasons to like them now.
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