培养不断挑战企业设想的习惯，这样企业的经营、市场、产品就不会变得僵化，因为我们经常挑战自己。

Get in the habit of constantly challenging your assumptions about your business, your market and your industry so that you don't get stuck in "that's the way we've always done it around here."

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然而由于历史的原因，国有商业银行也存在着体制僵化，经营产品单一，市场竞争动力不足等问题。

However, nationalized commercial bank also has some questions such as system ossification, dealing in singular product and lacking of market competitive power for history.

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