As a result, the competition between two identical payment schemes can't give birth to lower interchange fees then single payment scheme when facing singlehoming consumers, only when facing multihoming consumers can the equilibrium interchange fee be reduced.
当商户为垄断型商户时,如果消费者单重注册,信用卡组织之间的竞争并不能降低交换费;只有消费者多重注册时,信用卡组织之间的竞争才能导致较低程度的交换费。
参考来源 - 信用卡组织的价格结构及产业竞争·2,447,543篇论文数据，部分数据来源于NoteExpress
构建银行卡组织、商户与消费者的动态博弈模型研究支付卡的交换费问题。
It established a dynamic game model about the payment card scheme, merchants and consumers to study the interchange fees of payment card.
信用卡业务可以为商业银行带来高额的利息收入、交换费收入和手续费收入等。
The credit card business can bring more income for commercial Banks from higher interest, interchange fee and commission fee.
官员们还将视线投向了另一棵茁壮成长的摇钱树——业主为信用卡付款而支付的“交换费”。
Politicians also have their sights set on another plump cash cow: the "interchange" fees that merchants pay for credit-card payments.
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