主银行制度是指公司以一家银行作为自己的主要贷款行并接受其金融信托及财务监控的一种银企结合制度。在主银行制度下,一家企业的全部或大多数金融服务固定地由一家银行提供。与此同时,主银行对企业拥有相机介入治理的权利,甚至可以持有企业的股份,包括有投票权的股份。这是日本在战后以间接金融制度为基础以集团企业为范围在银行和企业之间形成的一种长期稳定的交易关系。
The worth of information advantage was been shared by the incumbent bank and the enterprise according to the credit elasticity respectively.
文章同时揭示出主银行并没有利用其信息优势进行垄断定价,而是和借贷企业共享信息优势和成本节约,分配比例取决于主银行和借贷企业各自的借贷弹性大小。
参考来源 - 我国银行序列借贷问题的研究·2,447,543篇论文数据,部分数据来源于NoteExpress
但英国的标售规模已经变得如此之大,以致于对主交易商(指那些在标售中买入政府证券再接着出售的银行)造成更大风险。
But Britain's auctions have become so large that they entail far more risk for primary dealers, the Banks that purchase government securities at auction and then sell them on.
这真的是一个中央银行主最坏的噩梦。
当你想让你的应急储蓄流动的时候,可以考虑把钱存在不同的银行而不要放在你的主支票帐户,同时不要使用借记卡。
While you'll want your emergency savings to be liquid, consider keeping it in a different bank than your main checking account and declining a debit card.
I think maybe the concluding lesson the central banks were institutions that emerged out of experience with bankers.
新工具的迅速扩散,我认为也许结论就是,中央银行是银行主。
I think we're still in a precarious situation but I think we do have central bankers who are working effectively given the tools that they have.
我认为我们仍处于一个不稳固的情形之中,但是我们也有那些,用手中的金融工具有效率地工作的,中央银行主。
You see what the Bank of England emerged into was a banker's bank.
现在你明白了,英格兰银行,是以一个银行主的银行角色出现的。
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