法规的修复完善也加强了要缩减的决定，高级银行主管们说。
Regulatory overhaul has weighed on the decisions to cut back, senior bank executives say.
银行主管们说，他们在利用联邦资金加强银行资本基础的同时，尽了一切努力扩大信贷。
Executives said that while federal funds were used to improve their capital base, Banks have done what they can to expand lending.
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