中间业务是指不构成商业银行表内资产、表内负债形成银行非利息收入的业务。

The intermediary business of commercial Banks refers to the non - interest income business that does not influence the on - balance sheet assets and liabilities.

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然而这中间有个“圈套”：你借的那部分钱要付利息，通常利率都高得吓人。

However, there is a catch there. You have to pay interest for that borrowed amount. Usually the interest rate is outrageously high.

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长期以来，我国银行业的利润大部分来源于存贷利差所形成的利息收入，而西方国家银行的利润大部分来自于中间业务收入。

For a long time, most of the profits of Chinese Banks come from interest spread, but those of Banks in western countries come from intermediate business.

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