中小型企业无法从国有银行中取得贷款。

Small and medium-sized companies cannot get credit from state banks.

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持续的紧缩已经让那些即便在最有利的情况下也争先向银行贷款的中小型企业深深地体会到了痛苦。

The sting from that sustained tightening has been felt most harshly by small- and medium-sized enterprises, which struggle to get bank credit even at the best of times.

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妇女不太可能获得担保，但当商业银行收紧对于中小型企业放贷的要求时，她们却最有可能遭到冲击。

Women, too, are less likely to have collateral and are more likely to be impacted as commercial banks tighten lending requirements to small and medium-sized enterprises.

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