在极个别情况下，保险公司会起诉骗保行为。
In extreme cases, insurance companies can prosecute for fraud.
但是，毫无疑问，保险业的本质放大了个别经理人对于公司业绩的作用。
But there is no question that the nature of the insurance business magnifies the effect which individual managers have on company performance.
短期个别风险模型是保险精算中最为基础的一个风险模型。
Individual risk model is one of the most basic risk models in Actuarial theory.
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