个人汽车消费信贷金融服务已经在世界发达国家得到普及，汽车消费信贷已经成为国际上通行的汽车销售模式。
Personal auto consume credit financial device already have been prevalence in developed country, auto credit already have been the currency mode in international.
汽车消费信贷也对个人信用制度建设具有积极的推动作用。
Finally auto consumption credit will promote the establishment of individual credit system.
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