国际个人金融(IPF)的职员习惯以低于本公司自动信贷系统限定额度的数额放贷。

IPF's employees habitually offer less money to borrowers than the firm's automated credit system says they can.

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此前，除银行个人信贷征信系统全国联网外，房屋权属信息在各城市间并不联网，房屋权属信息均采用属地管理原则。

Besides national network for home loan information, there has been no such nationwide system for property ownership as the data are managed in cities where the houses were bought or sold.

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