由于评级机构准备下调这些债券保险商的信用等级，这将使他们的业务遭到严重的打击。 监管者也敦促他们，要不注入新的资金，要不就分折业务。
With rating agencies preparing to downgrade them to levels that could destroy their business, and regulators pushing for bail-outs or break-ups, the monolines' moment of truth has arrived.
然后，针对银行业务中客户信用政策给出了实例分析，用该算法建立了一个分类模型，根据存款金额、贷款次数、及时还贷率等数据信息实现对客户信用等级的分类。
In this example, according to the loan, the numbers of loaning and the payment-in-time ratio, a model worked for classification of customer credit-rating is created.
在我国现阶段，商业银行开展的业务主要是贷款业务。信用等级是识别、度量和控制贷款的信用风险的重要参数。
Loan is the major business of commercial Banks in China and credit rating is the most important way to identify, measure and control the credit risk of loan in commercial Banks.
应用推荐