没有保证利率，因为金额业主每个月偿还利息是根据再融资和违约的多少来定的。
There's no guaranteed interest rate, since the amount of money homeowners collectively pay back every month is a function of how many have refinanced and how many have defaulted.
但是索赔的提出，却不一定是由于业主的违约行为造成的。
But the construction claims are not always caused by the default responsibility.
如果在合约期内撤牌，业主方需要向管理方支付巨额的违约金。
If be inside agreement period, remove a shop sign, owner just needs to just pay the penalty due to breach of contract of a huge sum to management.
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