专家系统能够运用专家的知识与经验进行推理、判断和决策，是解决生物量软测量混合模型构建的有效方法。
Expert system can use experts' knowledge and experience to ratiocinate, judge and make decision, which is an effective way to construct the soft-sensor hybrid model.
该模型采用三标度法间接地构造判断矩阵，简化了专家的判断难度，增强了判断矩阵的逻辑性。
The three scale method is cited to construct the judgement matrices indirectly, which simplifies expert's judgement degree of difficulty, and increases the logicality of judgement matrices.
信用风险是商业银行面临的主要风险，信用风险的度量模型有专家判断法、信用评分法、神经网络分析法以及现代违约概率模型等。
Credit risk is the main risk taken by commercial Banks. Credit risk measurement models include Expert Judgment, Credit Scoring, Neural Network Analysis as well as Modern Default Probability model.
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