网上银行的特征可概括为5W：实现为任何人（whoever）在任何时间（whenever）和任何地点（wherever）与任何账户（whomever）用任何方式（however）的安全支付和结算。
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允许以任何可兑换货币与指定账户进行支付互转(包括支票提款)的账户。
An account that allows for the transfer of payments (including cheques drawn) in any readily convertible currency to and from designated account.
公司鼓励用户修改与其雅虎账户有关联的密码，以及与雅虎邮箱和账户绑定的任何数字账户的密码。
The company encouraged its users to change passwords associated with their Yahoo account and any other digital accounts tied to their Yahoo email and account.
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