同业拆借利率已经下调和稳定，但银行尚未放款。
Interbank lending rates have come down and stabilized, but Banks are not yet lending.
如何在万物为一体的情况下调和不同的思想观念呢？
How to gear different thoughts and concepts to the concept that everything is integrative?
降低采购成本可能需要分担之间的价格下调和税收优惠政策。
The reduction of the purchasing cost probably needs to be Shared evenly between price reduction and tax incentives.
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