Banks that acknowledged non-performing loans risked falling below those standards, so they kept zombie borrowers alive on a drip-feed of fresh money.

如果银行承认存在不良贷款，则有不达标的风险，所以银行就不断给这些死而不僵的借贷者注入资金，让他们苟延残喘。

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They estimate that zombie companies-those getting by on subsidised credit-which had made up 5-15% of Banks' borrowers in the early 1990s, increased their share to 25% later that decade.

三位学者估计，这些僵尸公司(即靠贷款过日子的公司)占银行借贷者的比例由上世纪90年代初期的5 - 15%增至90年代后期的25%。

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