...欺诈，万事达组织在其英文网页上对除了商业、农业等用途的非个人卡的所有自然人为持卡人的，都作了“零责任”（ Zero Liability ）的承诺，并且说明适用于美国，而中文网页则没有说明卡种和区域，是对所有持卡人都作出了“零责任”的承诺。
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And many cards have zero liability policies, so you owe nothing if your card is stolen.
FORBES: Credit Card Fraud Protection Insurance: Should You Buy it?
For example, Bank of America offers a zero liability guarantee for their consumer debit and credit cards.
FORBES: Financial Fraud Is Growing, Post Madoff
The easy-to-use app makes payments quickly, securely and conveniently with the assurance that it's secured by bank-grade encryption, passcode protection, strong privacy protection, zero fraud liability and real-time fraud monitoring.
ENGADGET: US Bank kicks off 'Go Mobile' payment trials with NFC-equipped iPhone case
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