The household saving rate fell from 10% of disposable income in 1980 to close to zero in 2007; household indebtedness raced from 67% of disposable income to 132%.

家庭储蓄率从1980年占可支配收入的10%下滑到2007的接近0%；家庭债务从占可支配收入的67%迅速上涨到132%。

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That is up from about zero. But it is likely to move higher, given the destruction of household wealth and high debt levels.

但随着家庭财富和高债务水平带来的破坏，它可能会不断走高。

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As a result, the household savings rate has risen from zero to 4% of disposable income.

这就导致美国家庭部门的储蓄率由先前的零储蓄上升到可支配收入的4%。

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The result of all of these factors is that in 2004, 56.4% of households in the bottom fifth featured no work by anyone for the entire year, not even part time work, leaving the average number of workers per household in the bottom fifth rounded down to zero by the Census Bureau.

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At 4%, the household savings rate has jumped sharply from its low of near zero, but it is still far below its post-war average of 7%.

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More remarkable than the amount of Japanese household financial assets is their structure: 60 percent are in essentially zero-yield bank deposits.

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