Smart people work at keeping their monthly consumer debt burden to zero. Borrow only for things that go up in value.

而对聪明人来说，工作是为了将每月的消费债务负担降至零，还有就是只买升值的东西。

youdao

The first approach to consider is what we might think of as the "zero case" (or "null hypothesis" to borrow from science, or "first principles" from philosophy) of XML document modification.

第一种可以考虑的方法是对XML文档修改使用“零案例”(或者从科学上说，是“空假设”，从哲学上说，是“第一法则”)。

youdao

There is a catch, however. Supplying trillions of dollars of reserves and driving interest rates to zero cannot force banks to lend or companies and households to borrow.

有一个难题就是，提供再多储备，利率降得再低，也不能强制银行、公司和个人进行借贷。

youdao

With nominal rates at zero, and core consumer-price inflation at 0.5%, you are still paid to borrow.

ECONOMIST: Twitchy foreign hedge funds have sold too soon

Bankers concede to me that - in these more anxious times - they can't be certain that the downgrades will have zero effect on their ability to borrow.

BBC: Downgraded UK banks, bonuses and Bank of England support