Zandi expects more price declines and foreclosures in the first half of the year.

赞迪希望在今年上半年有更多的价格下降和取消抵押品赎回权。

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"If I was in a pickle, I would call my Congressman, too, and see if they can't help me," Zandi says.

“如果我准备好了，我要呼吁我的国会议员，也看看他们是否能不能帮助我，”赞迪说。

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Instead of simply hoping that the lender will come through, Zandi suggests asking a community group for additional support.

不是仅仅希望通过银行，赞迪认为，要求社会团体提供更多的支持。

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Peter Zandi is a genetic researcher at John Hopkins University School of Public Health in Maryland.

VOA: special.2009.06.24

Speaking at a panel discussion at the Urban Institute in Washington, Zandi cited the nation's double digit unemployment as reason for caution.

VOA: standard.2010.01.29

But Mark Zandi of Moody's Economy.com in New York says that as difficult as 2009 has been so far, the rest of the year could be worse.

VOA: standard.2009.03.10

Joining us to talk about all of this is Mark Zandi of Moody's Economy.com.

NPR: State of the Economy Check In

Mr. MARK ZANDI (Chief Economist, Moody's Economy.com): It's good to be with you, John.

NPR: State of the Economy Check In

Some housing advocates like the idea but economist Mark Zandi with MoodysEconomy.com is skeptical.

NPR: Rep. Frank: Use $300 Billion to Fight Foreclosures