Click the Edit button next to your name in your account to update your payout type and ID and SAVE changes.

点击你的账户里名字下面一行的编辑按钮，更改你的支付类型和ID并且保存更改。

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The company may require that you to purchase a life insurance policy, which will add to your transaction expenses and reduce your payout.

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But a traditional pension plan calculates your payout based on the last few years of your pay, which at age 65 is likely at its highest point.

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Our advice: Lower your payout. (Remember, you can always take more-there is no limit on how large withdrawals can be, only how small.) Fidelity offers a calculator using the new tables at www.fidelity.com.

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