损失理赔范围也像其他保险一样有限制，这包括：超出你的可扣除款（your deductible）；是隐蔽损失(covered loss)。
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your deductible
你扣除
以上为机器翻译结果，长、整句建议使用 人工翻译 。
Raise your deductible.
提高你的扣除。
youdao
Consider raising your deductible for lower rates.
考虑下以低利率来增加你的可扣款。
By increasing the amount of your deductible, your insurance premium goes down.
通过增加你的扣除额，你的保费会下降。
It's akin to increasing your deductible on insurance in exchange for a reduction in the premium you pay.
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For example, if you carry low deductibles, ask your agent for a savings estimate of increasing your deductible.
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On the first of the month, write down your mileage, and then start making notes on your deductible uses.
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