What if access to your phone is locked with a security code or pattern?

CNN: STORY HIGHLIGHTS

Mr. Bush: You should be able to instruct all of the doctors that you see to make your records available through a portal, and if you get stuck in an emergency room somewhere, there ought to be an emergency access code, that any doctor in the country can look up your chart.

WSJ: Boss Talk: Updating Doctors' Offices With the Help of Cloud Services

Two-step verification drastically reduces the chances of someone stealing the personal information from your e-mail account because hackers would have to not only get a password and your user name, they would also have to have access to the mobile phone to which the code is sent.

CNN: Bush email hacking a wake up call