You can't have it both ways. If you can afford to go out all the time, you can afford to pay off some of your debts.
你不可能做到两全其美。如果你有钱整天外出玩乐，就能还掉一部分债。
When (or if) you have no debts, all of the time going into your debts can go straight to your dreams.
如果没有负债，那么，用于偿还债务的钱都可以用来实现你的梦想。
Sit down with a piece of paper and make a list of your five short term goals along with a list of all of your debts; you should already have these ready to go.
坐下来，拿出一张纸，列出你的五个短期目标，同时列出你的全部债务。 你应该准备好带着这些债务一起出发。
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