youdao

A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.

“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。

youdao

And even if they were to, the scale of America's mortgage mess would still be daunting.

尽管愿意的话，美国抵押贷款混乱规模仍然令人恐怖的。

youdao

The central bank said it would buy up to an additional seven hundred fifty billion dollars in mortgage-related securities.

VOA: special.2009.03.20

A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.

抵押贷款的贷方,借给你的钱不会超过财产本身价值,因此贷款价值比率就会大于1

耶鲁公开课 - 金融市场课程节选

If it's an 80% mortgage, you would be borrowing $160,000, so you'd have a $160,000 here and you know what this is.

如果按揭80%就需要借16万美元,因此这里等于16万美元

耶鲁公开课 - 金融市场课程节选

But just as ignoring deficits would mortgage our future, failing to invest in our kids, in our infrastructure, in our basic research and clean energy, that would be mortgaging our future as well.

WHITEHOUSE: Shared Responsibility and Shared Prosperity Town Hall

The most immediate objective in Paulson's regulatory blueprint--and one he thinks could become a reality before he leaves office next year--is the creation of a Mortgage Origination Commission that would establish minimum standards for mortgage brokers and would grade each state's mortgage regulatory system.

FORBES: Paulson's Legacy

Many of the mortgage companies would essentially take a mortgage, lending you money, and then sell that mortgage as a bond or basically as debt to Wall Street, and the Wall Street investor would then take the risk off the shoulders of the mortgage banker.

NPR: Will Interest-Rate Cut Really Help?