"If you throw municipal bonds into disorder, you're going to have a real world-class problem, " Ross was quoted as saying at a luncheon in New York.

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The first is a developed world problem, the challenge working-class youth without higher education face finding work in a de-industrialized society.

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The paperback is being made temporarily available at deep discount to support a world class charity, Charitywater, which quietly is solving a problem that kills more people than all forms of violence, including war: the lack of clean and safe drinking water.

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