"It was not a very good day, " said the American, who is almost certain to end a year without a title for the first time in his career.

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Take a moment to imagine going through your day without good credit.

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Mocking those who insist on going into the rain without an umbrella or who claim that night is day, cold is hot, snow makes for a good time at the beach, money printing generates wealth, and nations can tax and spend their way to prosperity may not solve any problems.

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