0% interest rate - Many credit card issuers entice potential consumers with various introductory 0% interest rate deals for a certain period of time.

利率——许多信用卡发行人用各种各样的先期的时段性0%利率交易怂恿潜在顾客。

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Loans from any of these sources can come in a number of flavors, including fixed interest rate or adjustable interest rate, and with various terms, from 5 years for some adjustable-rate loans up to 40 years for some.

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Only when one starts with the proper interest rate as the base and then goes on to take various risk factors into account, can investments be properly valued.

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