Make sure you look at several places even if you fall in love with the first one you see as you may change your mind with more perspective.

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The new euro-zone fiscal rules, improved budget discipline and decisive action by the ECB mean "we have the room to make fiscal policy with a more medium-term perspective, " Mr. Rehn wrote in his blog.

WSJ: In Small, Measured Steps, Europe Loosens Austerity

As I spend the last few days of 2012 evaluating how my time was invested this year, I am going to be looking at 2013 first with the perspective of making more time and then with the commitment to investing my newfound commodity wisely towards the much bigger goals the year ahead holds.

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