The sweeping chain of events started in April 2006, when Dwek pulled up to a drive-through window at his longtime bank, a PNC Bank branch in Eatontown, N.
It was always likely to be an uncomfortable afternoon for N'Zogbia, who turned down a move to Birmingham just before the transfer window closed at the end of August, and every time the Wigan winger touched the ball he was roundly abused by the home fans.