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The powerful notion here is that initiating the succession process is the founder's choice, not his heir's, thus imbuing the elder with a sense of control--just when he needs it most.
FORBES: Head Coach
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These owners of the businesses only want to make a product do enough to make somebody buy it when he or she needs it.
FORBES: Capitalism, After The Election
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For many years, there was a debate about what health insurance should be a means of ensuring that a person can get care when he or she needs it, a cocoon that protects a person from any accountability for his or her health care decisions, or a backstop in the event of catastrophic health events.
FORBES: Three Years To Get Fleeced If You Buy Your Own Health Insurance