Microsoft's wireless push takes flight as its large stable of MSNWeb services, such Hotmail and Expedia, becomes available on wireless phones and handheld devices.
Microsoft also is wooing 25 million daily visitors to its free Web site at MSN.com, hoping to entice some of them to become paying customers of its Internet access service.
Web sites like MSN Money, CNN Money, Bankrate.com, and a host of others have budget calculators you can plug into to help you determine how much of your income you spend on housing, transportation, child care, food, and other necessities.