The lacklustre economic recovery will keep loan demand weak.

暗无生机的经济恢复使得贷款需求虚弱。

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The credit squeeze that has occurred as Banks suffered mounting loan losses did not show any significant improvement. Demand for business loans remains weak.

银行遭受的巨额贷款损失带来的信贷紧缩没有任何明显的改善迹象。对商业贷款的需求依然疲弱。

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For the Banks, many loan applicants are hobbled by a "one-two punch" of weak sales and too much debt, says of Wells Fargo, America's largest small-business lender.

美国最大的小企业贷款银行富国银行领导人指出：“在他们看来，这些申请贷款的企业就像是在受到了销售疲软和巨额的债务的重拳打击后步履蹒跚的前进着。”

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Low interest rates and weak loan growth mean that deposits are not very valuable.

FORBES: Bank Problems in 2013 -- and Strategies to Overcome Them

Good news for the economy might even translate into good news for savings accounts and other deposits, which have seen interest rates driven down to near zero by weak loan demand and Federal Reserve intervention.

FORBES: New Housing Data May Signal a Passing Opportunity

Banks did not expand their loans because their capital was constrained and loan demand was weak.

ECONOMIST: The Fed