To this day, I still recall my utter disgust in getting a pack of gum (with stale gum) that had both the annual checklist card and the card of National League Commissioner Warren Giles.

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Under Warren's plan, the commission would prevent credit card marketing to college students, provide statements to show when the balance will be paid off, and require that the card's terms remain the same until it expires.

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And back before she was a newly-elected Senator, Elizabeth Warren was trying to get the word out about the nastiness of credit card debt ruining the middle class.

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