Although according to our Warranty Law and Property Rights Law, insurance come from the loss of collateral should be subrogation.

虽然根据我国担保法以及新物权法的规定，因抵押物灭失而获得的保险金应当作为代位物。

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Having a warranty doesn't diminish your rights under consumer law.

有保修并不降低你的权利根据消费者保护法。

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BECAUSE THE PROGRAM IS LICENSED FREE OF CHARGE, THERE IS NO WARRANTY FOR THE PROGRAM, TO THE EXTENT PERMITTED BY APPLICABLE LAW.

由于本程序是无偿授权，因此在法律许可范围内，本授权对本程序并不负担保责任。

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And it is EU law which states these warranty terms.

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One of the complaints was that even though Chinese law requires updating the warranty date, Apple had invariably relied on their fine print which declares that repairs have coverage for 90 days only.

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Apple offered a one-year warranty, with an option to extend that cover under an AppleCare Protection Plan, but Italian law says that all goods have to come with a two-year warranty, and (critically) it is up to the retailer to inform customers of that fact.

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