Objective: To study a bivariate risk model with variable premium rate.

前言：目的研究一类可变保费的双险种风险模型。

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Change the value of the Premium Loan Provider Base Limit business variable to 55000 by repeating steps 1-12.

重复步骤1到12，将业务变量Premium Loan Provider Base Limit的值修改为55000。

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The distinguished features of the universal life include randomly paying for premium, variable determining manners for cash values and the optional ways of death benefits.

全能寿险具有保费随机缴纳、现金价值确定方式不同，死亡给付方式具有可选性等鲜明特征。

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Their dividends are variable, their cash flows less certain and therefore an equity risk premium should exist which compensates stockholders for their junior position in the capital structure.

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