可变年金（variable annuity）是一种延税年金。你把钱放在年金里，不要缴税，直至你提取年金的时候。
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广义来说年金有分定额年金（fixed annuity）以及变额年金（variable annuity）:
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变额年金保险(Variable Annuity)等类型 3.
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Variable Annuity Insurance 变额年金保险
variable annuity accumulation unit 变额年金累积单位
Vanguard Variable Annuity 年金
variable Annuity with Guarantee 附保证变额年金
variable dollar annuity 变额年金
Variable Life Annuity 非固定终身年金
·2,447,543篇论文数据，部分数据来源于NoteExpress
When my children were young, I opened a variable annuity for each of them.
当孩子们还很小的时候，我为他们各买了一份可变年金。
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Galvin said he has subpoenaed other financial institutions over variable annuity sales but declined to name them.
FORBES: Morgan, Merrill Face Lawsuits Over Annuities
Expensive, poor performing variable annuity insurance products dominate this niche that many mutual fund companies seemly ignore.
FORBES: Problems Areas for Pensions: 457/403(b); Custodial Services; Minority/Emerging Managers (May 2, 2006 )
Morgan Stanley has also limited its variable annuity sales to underwriters who participated in fee-sharing deals, it adds.
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