Spanish home prices have nearly quintupled over the past decade, and most buyers have variable-rate mortgages.

西班牙房屋价格过去10年增长了五倍，大多数买家在用利率不定的抵押贷款。

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Mortgages are generally variable-rate in these countries, whereas they are fixed as a rule in Germany and France.

这些国家的抵押贷款率逐渐采取浮动利率，然而，德国和法国的通常是固定不变的。

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Spain’s banks are exposed to Portugal; the Spanish economy is vulnerable to rising interest rates because most household mortgages are variable-rate.

西班牙的银行业亦卷入葡萄牙的危机，由于多数住房抵押贷款系浮动利率，因而加息极易使葡萄牙经济受创。

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He found that the availability of discounted variable-rate deals crowded out comparatively expensive longer-term fixed-rate loans.

BBC: A US-style credit crunch could derail the British economy

In Britain, 85% of mortgages are variable-rate, compared with 50% in Germany and 10% in France.

ECONOMIST: European monetary union

Traditionally, only about a fifth of new mortgages have been of the variable-rate variety.

ECONOMIST: Buttonwood