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Creative markets and the cost-value ratio.

创新的市场和成本价值比。

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The critical thing is the loan-to-value ratio, or LTV.

其中关键的一点是贷款价值比率，或者简称ltv。

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The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.

从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松

耶鲁公开课 - 金融市场课程节选

But if the loan to value ratio is greater than one, they won't be able to get all the money back.

但如果贷款价值比率大于1,他们就不能追回所有的贷款

耶鲁公开课 - 金融市场课程节选

Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.

这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率

耶鲁公开课 - 金融市场课程节选

And about another 8 million have a mortgage with a loan to value ratio between 95 to 100%.

FORBES: Transcript: Nouriel Roubini

For example, the Fed could pop housing bubbles by imposing a maximum loan-to-value ratio for mortgages.

ECONOMIST: Sometimes it helps if investors are gloomy

Tronox trades for less than book value, and at a 45% discount to its five-year average price-to-book value ratio.

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